guide

How Much Does Respite Care Cost in Memphis in 2026?

"Real Memphis-area numbers for in-home, adult day, and residential respite — plus the four funding paths most Tennessee families use."

Anna Nichols

Content Strategist

Reviewed by Carol Bradley Bursack, NCCDP-certified — Owner of Minding Our Elders

2 min read

·

Updated May 13, 2026

Respite care in Memphis in 2026 costs $25–$40 per hour for in-home visits, $80–$200 per day for adult day programs, and $250–$500 per day for residential respite at Memphis-area facilities. Local rates run 8 to 15 percent below the national average compared to national averages. Most Memphis families combine 1–2 forms and fund through private pay, long-term care insurance, Tennessee Medicaid waivers, or VA benefits.

In-home respite rates in Memphis

Hourly: $25–$40. With a 3- or 4-hour minimum visit at most Memphis-area agencies, a single visit runs $100–$170. Weekly schedules:

  • 4 hours per week: $430–$688 monthly
  • 8 hours per week: $860–$1,376 monthly
  • 16 hours per week: $1,720–$2,752 monthly

Evenings and weekends in Memphis carry a 10–25 percent premium. Holiday rates often jump to 1.5x or 2x.

Adult day program costs in Memphis, Tennessee

Memphis-area adult day programs typically charge $80–$200 per day for 4–8 hours of structured care. the Tennessee Commission on Aging and Disability oversees licensing for adult day programs. Common Memphis schedules:

  • 3 days per week: $960–$2,400 monthly
  • 5 days per week: $1,600–$4,000 monthly

Many programs in the Memphis area offer sliding-scale fees for income-eligible families.

Residential respite costs in Memphis

Short-stay respite at Memphis-area assisted living or skilled nursing facilities runs:

  • Assisted living respite: $250–$400 per 24-hour day
  • Skilled nursing respite: $300–$500 per day
  • Memory care respite: $350–$500 per day

Most facilities require 1–4 weeks of advance booking. A 5-day respite stay at a typical Memphis assisted living facility costs $1,250–$2,000.

How Tennessee Medicaid covers respite in Memphis

Tennessee’s Medicaid HCBS path is TennCare CHOICES in Long-Term Services and Supports. Income-eligible seniors in Memphis can access a defined number of respite hours per year, plus adult day program enrollment. Read program details at Tennessee Medicaid. Application processing typically takes 2–6 months; contact the Aging Commission of the Mid-South for enrollment help.

Long-term care insurance and Tennessee VA benefits

Most modern long-term care insurance policies cover respite as part of the home care benefit. Memphis families with eligible veterans can also pursue VA benefits through the Memphis VA Medical Center — up to 30 days per year of respite under the VA’s GEC program.

A free 30-minute call with a respite care coordinator can produce a Memphis-specific monthly cost estimate and identify which funding paths apply to your situation. Talk to a RespiteCare advisor when you’re ready.

Frequently asked questions

What's the hourly rate for in-home respite in Memphis?

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$25–$40 per hour in 2026, 8 to 15 percent below the national average of the national average. Memphis-area agencies typically have a 3- or 4-hour minimum per visit. Evening, weekend, and holiday hours carry a 10–25 percent premium. Annual rate increases of 3–6 percent are typical, with notice required under most contracts.

Are adult day programs cheaper than in-home respite in Memphis?

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Often yes, on an hours-of-care-per-dollar basis. An 8-hour day at an adult day program in Memphis costs $80–$200 — cheaper per hour than in-home respite for the same duration. Plus, adult day adds social engagement and peer interaction. The right choice depends on your senior's mobility and comfort attending an outside program.

Does Tennessee Medicaid cover respite care?

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Yes, through TennCare CHOICES in Long-Term Services and Supports. Memphis families with income-eligible seniors can access respite hours and adult day enrollment. Eligibility tests apply to income and assets. Application starts with the Tennessee Commission on Aging and Disability or your local the Aging Commission of the Mid-South; processing typically takes 2–6 months.

How do I afford respite if I'm uninsured and not on Medicaid?

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Three paths for Memphis families: (1) the National Family Caregiver Support Program through the Aging Commission of the Mid-South provides limited free respite hours; (2) the Alzheimer's Association local chapter near Memphis sometimes offers dementia respite scholarships; (3) sliding-scale fees at some adult day programs in the Memphis area. Multiple paths usually combine to make respite affordable.

How quickly can respite care start in Memphis?

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In-home respite from Memphis-area agencies typically begins within 48–72 hours of signing. Adult day programs usually have 1–2 week intake processes. Residential respite at Memphis facilities requires 1–4 weeks of advance booking. Urgent-start in-home respite is available for hospital discharge or family emergencies — ask the agency directly.

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